PT Panin Financial Tbk (PNLF.JK)

Indonesia · Finance & Insurance · IDR

Key financials

ROE: 5.69%; 2025 (actual)
ROA: 0.69%; 2025 (actual)
Gross Margin: -
Net Margin: -
Total Assets: IDR 251,704.9B; 2025 (actual)
Net Income: IDR 1,744.33B; 2025 (actual)
Valuation: IDR 8,261.69B; 2025 (actual)
Stock Price: IDR 258; 2025 (actual)

Historical & projected performance

Reported figures and Equlion model projections for the next 5 years.

Metric	2025 (actual)	2026	2027	2028	2029	2030
ROE	5.69%	6.38%	6%	5.66%	5.24%	4.34%
Sector average	2.49%	2.81%	-20.42%	7.73%	-4.5%	8.49%
ROA	0.69%	0.83%	0.82%	0.81%	0.79%	0.68%
Sector average	1.47%	1.79%	1.47%	0.32%	-0.67%	0.31%
Total Assets	IDR 251,704.9B	IDR 253,798.1B	IDR 255,891.29B	IDR 257,984.49B

Amounts in IDR (billions); stock price per share. Values that are missing or fail Equlion's automated data-quality checks are shown as “-”. Stock price and valuation carry no data date: they are the Equlion model's estimate for 2025. Projections are model estimates, not investment advice.

Want the full financial forecast report for PT Panin Financial Tbk? It covers the balance sheet, income statement and Equlion model projections.

Net Income	IDR 1,744.33B	IDR 2,093.2B	IDR 2,093.2B	IDR 2,093.2B	IDR 2,045.69B	IDR 1,778.26B
Sector average	IDR 605.83B	IDR 615.8B	IDR 744.01B	IDR 744.21B	IDR 745.51B	IDR 798.25B

Valuation	IDR 8,261.69B	IDR 8,201.75B	IDR 8,203.29B	IDR 8,272.98B	IDR 8,432.45B	IDR 8,755.78B
Sector average	IDR 2,549.7B	IDR 5,505.59B	IDR 5,535.76B	IDR 5,594.96B	IDR 5,681.85B	IDR 6,165.77B

Stock Price	IDR 258	IDR 256.13	IDR 256.18	IDR 258.35	IDR 263.33	IDR 273.43
Sector average	IDR 1,547.8	IDR 1,000.03	IDR 1,008.63	IDR 1,023.94	IDR 1,045.37	IDR 1,087.09